2025 OAS Payment Dates: One of the main pillars of Canada’s social safety net is the Old Age Security (OAS) pension, which gives qualified seniors monthly financial assistance. For Canadian seniors, the Old Age Security (OAS) pension is a vital source of income that guarantees their financial security in retirement.
OAS is an inclusive program created to offer financial support to Canada’s aging population. It is financed by general tax revenues and is not dependent on a person’s work history.
2025 OAS Payment Dates Overview
2025 OAS Payment Eligibility for the OAS Pension
You need to fulfill the following conditions in order to be eligible for the Old Age Security pension:
1. Age: You have to be 65 years of age or older. You have up to six months before your 65th birthday to submit an application.
2. Canadian residency:
- To be eligible for partial benefits, you must have resided in Canada for ten years or more after turning eighteen.
- To be eligible for the maximum benefit, you must have resided in Canada for at least 40 years after turning 18.
3. Status of Law: At the time of application, you must be a citizen or lawful resident of Canada.
4. Level of Income for Extra Supplements: Your yearly income determines your eligibility for the GIS and additional supplements.
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OAS Pension Payment Dates in 2025
The OAS pension 2025 payment schedule is shown below:
Month | Payment Date |
January | January 29, 2025 |
February | February 26, 2025 |
March | March 28, 2025 |
April | April 29, 2025 |
May | May 28, 2025 |
June | June 27, 2025 |
July | July 29, 2025 |
August | August 28, 2025 |
September | September 26, 2025 |
October | October 29, 2025 |
November | November 27, 2025 |
December | December 23, 2025 |
OAS Payment Amount in 2025
As of January 2025, the highest monthly OAS payment is $691.00. But the payment amount youget will be determined by:
- Years Spent Living There: Those who do not qualify for the full 40 years but meet the minimum residency requirement of 10 years are eligible for partial benefits.
- Income Level: The OAS recovery tax, also known as the clawback, may result in higher-income senior’s OAS payments being lowered. The clawback is applicable to earnings over about $86,912 in 2025.
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How to Submit an OAS Pension Application?
The OAS program automatically enrolls a large number of Canadians. If you are automatically enrolled, Service Canada will notify you.
Step 1: Then, you can apply manually if you are not enrolled automatically:
- Online: Make use of your MSCA (My Service Canada Account).
- Mail: Send the application to the Service Canada office that is closest to you after downloading it from the OAS website.
Step 2: After that, make sure you are prepared with the following documents:
- Evidence of age, such as a passport or birth certificate.
- Evidence of residency, such as utility bills or leases.
- Banking details for a direct deposit.
Step 3: Then, submit the application form.