OAS Payment Dates 2025: Old age security program is very famous in Canada which is benefiting millions of the canadians seniors by providing monthly payments. Seniors who are turning 65 or more can avail the benefits of the Federal sponsored program in the country where they can apply online without any physical visit accordingly.
So if you are also one of them who are looking for a program to manage your old age days then you can read this article where we will share with you the complete procedure to apply for the program and provide you the detailed eligibility criteria, it will help you to understand how much you can get the OAS Payment 2025.
OAS Payment Dates 2025
Canada revenue agency is Managing the monthly payouts of oas program which is designed for senior citizens who have crossed the age of 65. Apart from the CPP and other tension programs, applicants are not required to pay earlier to the government to claim the benefits after the retirement.
So canadian seniors who are earning a very low income and cannot manage their monthly expenses can apply for the program. However the services Canada is automatically enrolling the seniors for the program according to their database, however most of the seniors who are still not getting his benefits are trying to face difficulties. so they can also apply for the program through online mode accordingly.
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How much payment OAS program 2025?
CRA is providing the monthly benefits to the OAS beneficiaries into two categories including benefits for seniors between the age group of 65 to 74 and the seniors who have crossed the age of 75.
If you are a 65 to 74 age group senior then you are able to get a maximum monthly benefit of $727.67. However it is the maximum amount, but seniors will only able to get the 100% amount if they earn less than the $148,451 in 2024. However if you cross the income limit then the benefits of the program will automatically be reduced.
But if you are a senior who have crossed the age of 75 then you can get additional 10% amount which will create the maximum amount of $800.44 in a month. However the income limit is also defined for them too where they need to earn Less than $154,196 in 2024 to be Eligible to get the 100% benefit.
OAS payment dates in 2025
Usually authority release monthly payment of the OAS in the last week of the month. However the date of the payment is not fixed for each month. The January payment of 2025 is scheduled on 29 January, the February payment will be released on 26 February accordingly. You can check the schedule of the payments in the following table which will help you to Mark your calendar and can manage your financial expenses accordingly.
Month | Day |
January 29, 2025 | Tuesday |
February 26, 2025 | Wednesday |
March 27, 2025 | Thursday |
April 28, 2025 | Monday |
May 28, 2025 | Wednesday |
June 26, 2025 | Thursday |
July 29, 2025 | Tuesday |
August 27, 2025 | Wednesday |
September 25, 2025 | Thursday |
October 29, 2025 | Tuesday |
November 26, 2025 | Wednesday |
Delay OAS payments
The authority is also offering the delaying benefits of the OAS monthly pension where you can delay your payment for maximum 5 years. Since individuals start the payment from the age of 65, but if they are earning well after retirement and do not want to get the additional payment at this state then they can apply for the program and delay the payment Till the age of 70. If you delay your payment then the authority will increase your benefits for 0.6%. so when you start to receive your payment after the age of 70 and then you will get a good amount accordingly.
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Boost up OAS payment with GIS
However that OAS payment is providing upto $800 Benefits but seniors are getting more than it by the authority under the GIS benefits. Currently authority is providing the maximum monthly benefits of $1,086.88 to the OAS applicants.
The payment is prepared to those who are earning a very little income and cannot earn the money due to multiple factors. So if you are a very low income citizen then you can get $1,086.88+ $800 monthly OAS benefits from the authority in 2025.